viainvest.com - affiliate program

Activity zones - European Union except France and Italy.



VIAINVEST is a peer-to-peer marketplace for private lenders to invest into loans originating from non-banking lenders – the VIA SMS Group and its daughter companies. Portfolios of non-banking borrower claims mainly consist of consumer loan requests across Europe.



Unlike traditional banking VIAINVEST offers private investors access to the non-banking lending sector through a simple process.





Borrowers request funding from the VIA SMS Group, the active contract automatically is then mirrored on VIAINVEST making it available for public investment. Each investor has full control of how much he wants to invest, to whom and in which loan. VIAINVEST guarantees a transparent investment environment and full investor support at any time.



Product Description (Asset-Backed Securities)



Asset-backed securities are financial instruments backed by a pool of loans. Several loans are pooled together to create a new investment product in a regulated environment.

It is a new generation investment product - a more secure, balanced, and convenient way to invest in loans.



LENDING COMPANY

VIA SMS Group lending companies issue loans to borrowers based on the comprehensive customer scoring process. Lending companies make the loans available to the issuer to help fund the loans.



ISSUER VIAINVEST

VIAINVEST Assets is a special purpose entity that combines the loans supplied by the lending company and issues the securities under the International Securities Identification Number (ISIN) provided by Nasdaq Riga.



VIAINVEST PLATFORM

The created Asset-backed securities are published on the VIAINVEST platform and are offered to investors.



INVESTOR

Investors can securely invest in regulated financial products available on the platform.









Benefits of the new product



Asset-backed securities are backed by the underlying group of loans, as opposed to investing in a single loan.



Investors can start investing with as little as 50 EUR.



Investors are covered by Investor protection in the amount of

outstanding liabilities up to EUR 20 000 established under EU Directive 97/9/EC.



Investors’ funds are held in segregated accounts separate from

the company’s funds, ensuring their assets will never be misappropriated.



Based on the assessment questionnaire required by MiFID

II, VIAINVEST offers the most appropriate investment products and solutions.



Every investment is issued based on the FCMC-approved

Base Prospectuses and Final Terms documents that contain all the information.



Investments marked with a Buyback Obligation offer additional protection in case a borrower misses a payment for more than 60 days.