euroecredit.lt - affiliate program

Credit Loans:

* 18-70 age group

* Credit loans are granted only by transfer, loans are not paid in cash.

* No deposit is required

* Loans are approved if the monthly loan payment does not exceed the specified 40 percent ratio (counting from salary amount).

* Permanent/fixed income (the person should receive stable earnings no less than 4 months)

* Fixed income earned from salary or permanent payments (pension, disability payment)

* Fixed income from freelance practice or farmer practice (assessed on a standalone basis)

* Fixed monthly income is no less than 200 EUR./month

* No other loans or other financial commitment payments cannot be overdue.

* Credit loan applications can be submited 24/7. Credit Loan applications are valued only on working hours.

* If the employment contract is for a fixed term, the term of the credit loan must not be longer.



Credit Loans will not be issued:

Credit Loans:

* If the length of employment past 4 months is less than 4 months (does not receive regular income,has changed jobs frequently or has just recently changed job).

* If the person has active debts and overdue payments for other financial companies.

* Fixed monthly income is less than 200 EUR./month.

* Income is received from welfare subsidiary payments (municipal benefits), alimony, scholarships, unofficial income, child benefits.

* If the employment contract is for a fixed term, and the loan term is longer than the employment contract.

* If a person is included in the register of non-credited persons or is included in the NASIS database.

* If the person has an active debt exceeding 100 EUR (Any company).

* If the loan is not available personally and there is no spouse's consent.

* Credit loan schedule has no delay options or extending the payment date.

* Credit loan would be declined if loan monthly payment would exceed 40 percent ratio for all financial commitments(counting from salary).