Life is full of surprises. Nobody plans for unexpected expenses, yet troubles always show up when you have no time, energy, or money!
For such situations, there is Viva Credit. Since 2011, Viva Credit has been offering a fast and convenient solution for both small and big troubles: the Viva Credit loan of up to 5,000 lei and the Credit Line of up to 20,000 lei!
So far, Viva Credit has granted over 1 million loans, and 9 out of 10 clients would recommend it to their friends, according to an internal study.
What is Viva Credit?
Flexible credit line – works like a cash reserve until payday.
Amounts of up to 5,000 RON – available whenever you need them.
Instant transfer – money is sent directly to your card after approval.
Special offer for new customers – 0% interest for the first 7 days.
How to apply?
Go to vivacredit.ro, select the amount you need, and fill out the loan application form.
What are the conditions to get a quick loan?
Be over 18 years old
Have a stable income from salary, pension, or self-employed activities (sole proprietorships, freelancers, or liberal professions)
Own a personal bank account and a card attached to it
When should you choose Viva Credit?
We all know that one problem never comes alone.
Your fridge breaks down right after you’ve paid the bills.
You crack your phone screen just when you need it most, or your car stops on the way to work. That’s it — trouble has arrived!
Trouble doesn’t wait, and it doesn’t care if you haven’t set money aside for unexpected expenses. So what do you do?
At Viva Credit, you’ll find the quick solution to get through life’s troubles.
No unnecessary trips, no hassle. Just apply online and receive the money you need.
When trouble strikes, get a loan of up to 5,000 lei with 0% interest for the first 7 days!
Once approved, the money is instantly transferred to your card.
How does the Viva Credit line of credit work?
Apply online – quickly fill out the form on vivacredit.ro.
Get your money instantly – directly on your card after approval.
Interest only on the amount used – 1% per day, applied only to the withdrawn sum.
The due date on payday – repayment is automatic, so you don’t have to worry about late payments.
Flexible repayment – choose to pay back the full amount or just the minimum monthly payment.
Easy reuse – after repayment, the reimbursed amount (excluding interest) becomes available again for withdrawal.
What are the benefits of Viva Credit?
Fast access to money – instant transfer directly to your card
0% interest for the first 7 days – for all new clients
100% online process – no paperwork, no queues, only with your ID card
Easy reuse – your credit line renews every time you repay
Representative Example
For a loan of 500 RON, the Annual Percentage Rate (APR) is 2321.01%, the interest is 500 RON, and the total repayment amount is 1,000 RON.
The APR and total repayment amount in this example have been calculated assuming that the approved amount was fully withdrawn at the time of granting and repayment is made in 12 equal monthly installments.
The total repayment amount in this example was calculated assuming the approved amount was fully withdrawn at the time of granting, and repayment (principal and interest) is made in full by the due date of the withdrawal
