refinansavimas.euroecredit.lt - affiliate program

Information about our service/products:



Refinance Loans:

*Refinance can be applied only to quick credit company loans, leasing loans, (p2p) loan financing.

*Tha loan payment debt cannot be overdue more than 90 days.

*If the loan payment debt is overdue more than 90 days, the client must submit an official certificate by the company, that the loan is not transtmitted to any debt recovery companies or bailiffs.

*Refinance loan applications can be submited 24/7. Refinance Loan applications are valued only on working hours.

* To value refinance application, the client is required to submit the contracts, which are being refinanced.

* Accurate residual amounts for refinanced contracts must be submited for evaluating the application - on the day the application is made (after contacting the previous creditor for accurate sum)

* Loans are granted only by transfer, loans are not paid in cash.

* No deposit is required

* 18-70 age group

* Refinancing is only granted if the refinancing loan monthly payment does not exceed the specified 40 percent ratio from salary amount.

* Permanent/fixed income (the person should receive stable earnings no less than 4 months)

* Fixed income earned from salary or permanent payments (pension, disability payment)

* Fixed income from freelance practice or farmer practice (assessed on a standalone basis)

* Fixed monthly income is no less than 200 EUR./month

* If the employment contract is for a fixed term, the term of the refinancing loan must not be longer.



Refinance Loans will not be issued:

*Refinance Loan would be declined if there are long-term debts to other creditors or other companies, if the debts are transferred to bailiffs, if the loans are at banks or credit unions, also the credit cards wouldn't be refinanced.

*Refinance loan would be declined if the refinancing loan monthly payment could not be reduced to 40 percent ratio for all financial commitments (counting from salary)

* If the length of employment past 4 months is less than 4 months (does not receive regular income, has changed jobs frequently or has just recently changed job).

* Refinance loan would be declined if the client has active credits, which payments are overdue more than 90 days and cannot submit any official statements that prove, the debt has not been sold or transfered to debtor companies or bailiffs.

* Fixed monthly income is less than 200 EUR./month.

* Income is received from welfare subsidiary payments (municipal benefits), alimony, scholarships, unofficial income, child benefits.

* If the employment contract is for a fixed term, and the loan term is longer than the employment contract.

* If a person is included in the register of non-credited persons or is included in the NASIS database.

* If the person has an active debt exceeding 100 EUR. (any company)

* If the loan is not available personally and there is no spouse's consent.

* Refinancing loan schedule has no delay options or extending the payment date.