novio: UPI Credit Card for All - Android - IN - CPI - affiliate program

RuPay Credit Cards for Every UPI User From daily chai to groceries to movie tickets, now everyone uses UPI. While 45 crore+ people use UPI, less than 5 crore have a credit card. novio is a nov-age inclusive app that brings together the knowledge and accessibility to the most rewarding payment option, customized for every Indian



With novio, now you know you are choosing the most optimal payment option available with you. If not, you can always apply for one that suits your lifestyle.



For the vivacious and the ambitious, for the optimistic and the enthusiastic, for the extravagant and the minimalist, there’s something novel for everyone.



Want to apply for a new credit card?

Want personalised credit card recommendations basis your spending habits?

Looking for brand e-vouchers at a discounted rate?

Trying to optimize your spends and maximize savings?

Trying to build your credit score?



Download novio



novio – a novel and rewarding way to experience credit cards



- Get a Credit Card that best suits your lifestyle

Be spoilt for choice with 100+ credit cards of leading banks like Axis, HDFC, IDFC, HSBC, Yes Bank, IndusInd, SBI,Citi, ICICI, Kotak,Bank of Baroda, RBL,SCB, AU Small Finance. A wide range of best-selling travel cards, lifetime free cards, dining cards, shopping cards available on novio, ensure you live a vivacious lifestyle.



- Get Brand e-vouchers even without a credit card

A curated store with brand e-vouchers of 20+ leading brands at up to 90% discount. Buy e-vouchers of brands like Myntra, Nykaa, Yatra, BookMyshow, Zomato, MakeMyTrip, BigBasket, Ajio, Uber,etc. at discounted rates and boost your savings only on novio



- Get a Guaranteed Card

With novio, build your credit score with a guaranteed card available to you. Book a fixed deposit and instantly get your SBM Credilio Credit Card. A fully digital process to enable you to get the perks of a credit card, build your credit score and earn 7% interest on your fixed deposit. With novio, you can now begin your journey towards an elevated credit card lifestyle.



- Get all your applications in one place

Hassle-free one-stop tracking of all your credit card applications to ensure your time is well-utilized.



- Get Credit Report

Check your credit score with novio, no matter what credit card you have. Get detailed insights and build your credit score with us and increase your chances of being eligible for more best-selling cards.



Download novio and make every swipe count.