LoanDigit - Android - IN - CPI - affiliate program

Apply for personal loans through a fully digital process with clear terms and disclosures. LoanDigit helps eligible users apply for loans offered by RBI-registered lending partners. Buy Now PAY Later EMI, Shop Anywhere – 0% Interest, 0 Down Payment



Loan Digit – EMI FOR EVERY BUY



LoanDigit is most innovative app for pay later EMI option. You can take easy loan from Rs 1000 to Rs 1 Lac with flexi repayment option up to 12 Months. You can also avail 0% Interest** on loan up to 60 days. You can Re-pay & Reuse that limit anytime.



Pay Later in EMI



Are you waiting for enough money to buy your favourite things? Stop waiting and Just buy your desire things on easy repayment option up to 12 months. Also Avail 0% interest** up to 60 Days.



Get your UPI credit limit instant, easy & stress free.



Scan & Pay



Just visit the store that accept UPI Payment, Scan the UPI QR code and Payment Transfer to merchant account successfully, You can scan UPI QR codes to pay by using LoanDigit credit limit at shops everywhere.



0% Interest



Customer can avail 0% interest** up to 60 days. Our EMI date is 5th of Every Month.



Terms



Loan Amount - Rs 10,000

Loan Period - Minumum = 3 Month to Maximum = 12 Months

Processing Fee - 2.99% or 499 (Excluding GST)

Annual Percentage Rate (APR) - Ranges from 18% to 28% Per Annum, APR will be differenet for different tenures of EMI.



For Example,



Loan Amount = Rs 10,000

Tenure = 12 Months

EMI = Rs 1004.62

Total Interest Payable = 10,000x(25.54%/12)*12 (12 Months) = 2554

Interest Rate (APR) = 25.54% Per Annum

Repayment Amount = 12055

Interest Amout = 2055

Processing Fee = Rs 499

Total Cost of the Loan = Interest Amount (Rs 2055)+ Processing Fee (Rs 499) = 2554



If a customer avail loan on 06th March, then customer First EMI date would be 05th May. In this scenario, Customer will enjoy 60 days without any interest & also has an option to repay the loan amount before First EMI Date.



Another Example - If a customer avail loan on 21th March, then customer First EMI date would be 05th May. In this scenario, customer will enjoy 45 days without any interest & also has an option to repay the loan amount before First EMI Date.



Unique Benefits of using LoanDigit

• Avail 0% Interest up to 60 Days**

• Zero Down Payment**

• NO Pre-Closure Charges



How do You Sign up with LoanDigit

• Download the LoanDigit App

• Complete your profile

• Submit required documents

• Activate your credit limit



Eligibility Criteria

• Salaried Individuals

• Above the age of 23 Years

• Minimum take-home salary per month Rs 18000/-

• Pan India,



Document Required

• Pan Card

• Aadhar Card

• Salary A/c Bank Statement



NBFC Partner

LoanDigit is a Platform and does not give loans directly to users. LoanDigit has partnered with RBI Approved NBFC -EMKAY CONSULTANTS LIMITED



**Terms & Condition Apply