okcredit.ro - affiliate program

Okcredit is a 100% digital alternative to non-banking financial services, offering online lending in the form of a revolving credit line up to 5000 Lei, with a duration of up to 5 years. Customers receive 0% interest in the first 7 days of each credit contract. We are committed to responsible lending, which is why we find the right financing alternative for each individual client. Trust and loyalty are the ethical principles that guide our entire activity.

Product characteristics:
• 100% online process;
• Credit limit up to 5000 lei;
• 0% interest in the first 7 days of each credit;
• The interest rate remains unchanged on the entire duration of the credit line.
• The client can withdraw amounts when and if they want, without unnecessary additional paperwork or analysis;
• At the due date the client must reimburse the withdrawn amount plus interest for the usage period; the good news is that if no resources are available to repay in full, the client can pay a small percentage of the amount and the respective interest, following which, at the next due date, must repay the full amount or choose again to pay the minimum amount;
• The costs of crediting are predictable and cannot exceed the total amount of all withdrawals.
• The revolving nature allows clients to reuse the amounts repaid from the used capital.
• Full or partial early repayment and contract withdrawal are possible without any additional costs or fees.

Accessing a product is simple and quick, following just a few 100% online steps:
• Request online, fast and easy: by moving the cursor on the credit calculator, the client can choose the needed amount;
• Fill out the online form: the client completes a few details in the online form and follows the online identification process, so we can find a financial solution that suits;
• Receive the credit decision quickly: the application will be processed quickly, and the client will receive the response and the funds on the same day;
• Repay in a way that is convenient: from the client account, is it possible to pay directly by card the amount used and the accumulated interest.

The advantages that clients enjoy when accessing a loan include:
• Fast and Simple Process: Quick and easy access to funds with minimal steps, entirely online.
• Predictability: fixed interest rate for the entire loan period and costs limited to the total amounts withdrawn.
• No Additional Fees: No hidden costs or extra fees for early repayment or contract withdrawal.
• Flexible Repayment: Clients can choose flexible repayment options, including partial or full early repayment.
• Revolving Credit: The ability to reuse repaid amounts, providing continuous access to funds.
• Personalized Solutions: The loan terms are tailored to each client's needs, ensuring the most suitable financial solution.
• Quick Decision and Funds: Rapid loan approval and disbursement, often within the same day.